没有人可以許你一個未來。未來原本就是變動、不可預期的。你硬要懷抱這種夢想，活該被騙。
When a man retires, his wife gets twice the husband but only half the income. ~ Chi Chi Rodriguez
It seems like governments around the world are taking retirement age further. Could it be due to the largest legalized ponzi scheme that may be facing problem in their payout? Or simply to help the retirees so that "they do not spend all their lifelong hard earned money" too fast and needed more help in their late years? Think deeper and you find the truth.
The age for full withdrawal from the Employees Provident Fund (EPF) by contributors will be raised to 60 years and partial withdrawal to 55.
Source : http://thestar.com.my/news/story.asp?file=/2012/7/17/nation/11676473&sec=nation
延长退休年龄 加强国家竞争力
财经话语 杨晋朋
年届55岁的大多数雇员都还很健康，绝对能够将他们的技术和经验贡献给社会，而且不少到了这个年纪的雇员，他们的孩子还在念书，房屋贷款还没有付清，要面对不断增加的生活开销。
不是全部人都给予支持，特别是年轻人，认为自己的升级机会被剥夺或受到限制，而且在寻找工作方面也会面对问题。雇主方面也有相同的看法。
无可否认，这已经是无法扭转的世界趋势，因为亚洲其他国家的私人界退休年龄已经是60岁。
TOKYO (Reuters) - Japan's Government Pension Investment Fund, the world's biggest public pension fund, sold or cashed out a total of 2.54 trillion yen ($31.77 billion) of domestic and foreign bonds in the financial year that ended in March to raise cash to cover to payout shortfalls.
The public pension fund, known as the GPIF, has become a net seller of assets to raise cash for pension payouts since 2009/10, after inflows from loans being paid back by public entities stopped.
The fund, under pressure to raise returns to cope with a rapidly ageing population, is closely watched by markets given the size of its $1.42 trillion portfolio, which is bigger than the economy of Spain, the world's 12th largest.
It is the third straight year in which the fund has been a net seller of assets.
Source:
Japan's giant pension fund sold $32 billion of assets in 2011/12
http://money.msn.com/business-news/article.aspx?feed=OBR&date=20120706&id=15301822
Related:
关于钱，你不能不懂的基本知识
一张纸，一堆数目字：这是一个纸张换取金钱的游戏。你每个月真金白银把血汗钱给奉献了，平均每年收到一叠印上一堆数目字的纸张，叫你安心。一个承诺、几张纸和一堆数目字，千千万万的老实人就参与了游戏，不管他们愿不愿意。合法与非法投资之间，不过是即得利益者们政治势力与实力上的一种距离。
当然，这不过是整体游戏的一小部分。士农工商，政经文教，环环相扣，息息相关。
http://howtze.blogspot.com/2011/02/blog-post.html
Parliament passes minimum retirement age Bill for private sector
Human Resources Minister Datuk Seri Dr. S. Subramaniam told Parliament while wrapping up the debate on the Bill that Social Security Organisation (Socso) members aged 55 and above would be eligible for invalidity pension, in line with the minimum retirement age of 60 from next year onwards.
http://thestar.com.my/news/story.asp?file=/2012/6/27/nation/20120627234456&sec=nation
Retirement
In Malaysia, the compulsory retirement age for public sector employees is at 56. However, you may opt for early retirement at the age of 40 if you have served the government for a minimum of 10 years.
http://www.malaysia.gov.my/EN/Relevant%20Topics/Employment%20and%20Training/GovernmentEmployees/Retirement/Pages/Retirement.aspx
When a man retires, his wife gets twice the husband but only half the income. ~ Chi Chi Rodriguez
It seems like governments around the world are taking retirement age further. Could it be due to the largest legalized ponzi scheme that may be facing problem in their payout? Or simply to help the retirees so that "they do not spend all their lifelong hard earned money" too fast and needed more help in their late years? Think deeper and you find the truth.
The age for full withdrawal from the Employees Provident Fund (EPF) by contributors will be raised to 60 years and partial withdrawal to 55.
Source : http://thestar.com.my/news/story.asp?file=/2012/7/17/nation/11676473&sec=nation
延长退休年龄 加强国家竞争力
财经话语 杨晋朋
年届55岁的大多数雇员都还很健康，绝对能够将他们的技术和经验贡献给社会，而且不少到了这个年纪的雇员，他们的孩子还在念书，房屋贷款还没有付清，要面对不断增加的生活开销。
不是全部人都给予支持，特别是年轻人，认为自己的升级机会被剥夺或受到限制，而且在寻找工作方面也会面对问题。雇主方面也有相同的看法。
无可否认，这已经是无法扭转的世界趋势，因为亚洲其他国家的私人界退休年龄已经是60岁。
TOKYO (Reuters) - Japan's Government Pension Investment Fund, the world's biggest public pension fund, sold or cashed out a total of 2.54 trillion yen ($31.77 billion) of domestic and foreign bonds in the financial year that ended in March to raise cash to cover to payout shortfalls.
The public pension fund, known as the GPIF, has become a net seller of assets to raise cash for pension payouts since 2009/10, after inflows from loans being paid back by public entities stopped.
The fund, under pressure to raise returns to cope with a rapidly ageing population, is closely watched by markets given the size of its $1.42 trillion portfolio, which is bigger than the economy of Spain, the world's 12th largest.
It is the third straight year in which the fund has been a net seller of assets.
Source:
Japan's giant pension fund sold $32 billion of assets in 2011/12
http://money.msn.com/business-news/article.aspx?feed=OBR&date=20120706&id=15301822
Related:
关于钱，你不能不懂的基本知识
一张纸，一堆数目字：这是一个纸张换取金钱的游戏。你每个月真金白银把血汗钱给奉献了，平均每年收到一叠印上一堆数目字的纸张，叫你安心。一个承诺、几张纸和一堆数目字，千千万万的老实人就参与了游戏，不管他们愿不愿意。合法与非法投资之间，不过是即得利益者们政治势力与实力上的一种距离。
当然，这不过是整体游戏的一小部分。士农工商，政经文教，环环相扣，息息相关。
http://howtze.blogspot.com/2011/02/blog-post.html
Parliament passes minimum retirement age Bill for private sector
Human Resources Minister Datuk Seri Dr. S. Subramaniam told Parliament while wrapping up the debate on the Bill that Social Security Organisation (Socso) members aged 55 and above would be eligible for invalidity pension, in line with the minimum retirement age of 60 from next year onwards.
http://thestar.com.my/news/story.asp?file=/2012/6/27/nation/20120627234456&sec=nation
Retirement
In Malaysia, the compulsory retirement age for public sector employees is at 56. However, you may opt for early retirement at the age of 40 if you have served the government for a minimum of 10 years.
http://www.malaysia.gov.my/EN/Relevant%20Topics/Employment%20and%20Training/GovernmentEmployees/Retirement/Pages/Retirement.aspx
