2012-04-29

在家教育行得通

This is a follow up notes on 2 education related articles - Education and Freedom, and Education should be free.

We look at some of the course, current effect, and a possible solution (home schooling) to the issue of high education fees that doesn't guarantee success.

Below is a posting by John Lim, related to the PTPTN abolish issue in Malaysia:


Many cannot understand why PTPTN shall be abolished or limited to students who study at public universities.

To explain in a simpler way, let's study the insurance company + private hospitals case. By working together, insurance company will increase the premium annually while private hospitals raising their medical fee in an unacceptable rate, letting the stakeholders taking huge profit, at the expense of consumers of course.

Take a look back at PTPTN + Private Colleges model. In recent years, the tuition fees and intake of under-qualified students for private colleges have increased multi-fold due to easy financing by PTPTN, helping private colleges making huge profit at the expense of poor students. At the end, poor students suffer by having to pay huge loan after their study, and because most of them are under-qualifed, they won't be able to secure a high paying job after their study. ~ John Lim


As what pointed out by Hishammudin Rais, "But what the government did – which was very bad – was burden young people with debts. The moment you enter campus, you are in ... I was so shocked! RM40,000, RM60,000 debt. Come on! You are only 22 and you have a RM40,000 debt? Gila! So they tie you up, you know?"

As a consequences of high education fees, students either go to street for demonstration or sell themselves off in exchange for money to continue their studies (be it part time or other monetary exchange arrangement), such as one of the social phenomenon as reported here:


目前,美国学生贷款的债务已超过信用卡和汽车贷款债务。如果国会不採取行动,2007年国会通过的学生贷款利率3.4%,將从7月1日起加倍成为6.8%。

英国今年的大学学费调涨为每年9000英镑(4万4477令吉),毕业后平均每人將负债5万3400英镑(26万3898令吉)。

美国和英国的大学学费高涨,为了交学费,越来越多英国女大学生在约会网站上寻找富裕的年长男性包养。其中以诺丁汉大学的学生最多,也不乏剑桥的学生。

《每日邮报》周二报导,英国包养约会网站「找人照顾(SeekingArrangement.com)」有5万名英国会员。会员们化名经营互惠关係,包养人称为「甜心爸爸」,被包养者则是「甜心宝贝」。

网站的创办人韦德说:「新高学费让我的事业蒸蒸日上,越来越多高学歷美女成为会员。大学毕业生的高失业率,迫使多数年轻女子从事低薪工作。她们需要一名甜心爸爸帮助她们度过经济困境。」


Home Schooling - The Solution

教育的本意是让人类更进步,但很多地方的教育制度都被当地的政治导向所影响,导致教育的本质被淡化或消失。

传统教育都是政治化的教育,直接与利益挂钩。从秦汉以来,教育都是为了维护国家中央的集权制而进行的人才选拔,这个惯例一直延伸至今天。

在澳洲、英国、巴黎、加拿大、捷克和墨西哥等 23 个国家,在家教育是合法且受政府承认的教育方式之一。

父母的投入决定孩子的未来。

Home Schooling - Higher Education (The Coursera Project)

对顶尖大学而言,线上教学已是趋势,问题不是要不要投入,而是如何投入。

美国史丹福大学两名教授2012 年初创立网上平台,广邀全球名牌大学上载课程,让世界各地的人免费共享,广阔视野之余,完成后更能获得证书。

Coursera.org is a social entrepreneurship company that partners with the top universities in the world to offer courses online for anyone to take, for free. They envision a future where the top universities are educating not only thousands of students, but millions, as their technology enables the best professors to teach tens or hundreds of thousands of students.

Sources:
在家教育行得通
红番茄 13/4/12, 大宝整理报道

Coursera Project
https://www.coursera.org/courses

学费高找工难 剑桥女生下海
http://www.orientaldaily.com.my/index.php?option=com_k2&view=item&id=6763:&Itemid=197
http://www.seekingarrangement.com/
http://www.seekingmillionaire.com/

2012-04-23

一个人


一个人能走多远,要看他与谁同行;
一个人多么优秀,要看他身边有什么样的朋友;
一个人能有多大的成就,要看他有谁指点。

几千年前,孟母三迁已经说明了环境对一个人的成长有多重要。

2012-04-16

郑鸿标成功8大原则

郑鸿标成功8大原则:

知道你的目标
爱你所选的行业
以人为本
坚持克服一切困难
思想和行动积极
实践专业
保持审慎
积极对待工作和生活
While Public Bank Posts RM3.05b Net Profit for FY10, the results keep improving over the years.

Public Bank earnings rise
Thursday April 19, 2012

Public Bank Bhd has recorded a 6.42% rise in net profit to RM940.81mil in its first quarter ended March 31 from RM884.06mil a year earlier, backed by strong annualised domestic loan growth and a lower impaired loan ratio.

Revenue grew 12.76% to RM3.37bil versus RM2.99bil in the previous corresponding period while earnings per share advanced to 26.86 sen from 25.24 sen.
http://biz.thestar.com.my/news/story.asp?file=/2012/4/19/business/11133148&sec=business

Record Corporate Earnings - PADINI and Public Bank

2012-04-15

五等人

世界上最好的大学不是哈佛、不是史丹福、不是麻省理工学院,而是社会大学。


健康不能等,因为身体垮了,人生的一切都没了。

家人不能等,树欲静而风不止,子欲养而亲不在。

贫穷不能等,因为时间久了,你将习惯贫穷,忘记梦想,庸庸碌碌的过一辈子。

梦想不能等,因为努力晚了,人老就无能为力了。

学习不能等,因为懂得少了,就没本事梦想成真了。

有些事情根本急不来,就像炖汤一样,若要好喝就必须费时。~ 郑鸿标,马来西亚大众银行创办人.

不要忘记的是,炖汤的时候还是有温火在滚着,而不是一般人的不急却又什么也不做。

Related: 一个人