Linguistic advantages :
Chinese, English, Bahasa, Indian, Arabic
http://www.matrade.gov.my
If I have seen a little further, it is by standing on the shoulders of giants. 海纳百川,故成其大。
http://www.matrade.gov.my
- can't get along with BOSS
- Been fired
- Can't get a job
- Got a windfall
- I am a good technician / artisan (cook/gardener etc)
- Turned my hobby into a business- One circumstance or another forced the issue
NOT BECAUSE YOU HAD AN IDEA or A VISION ??!
1。创办一家企业
2。对企业实行再投资
3。投资房地产
4。购买舒适的生活
创办自己的企业,不断进行再投资,促使企业持续发展,接着投资房地产,然后,让这些企业和房地产投资为自己带来舒适的生活。
(公司并不一定是一个真实的实体,公司可以只是一些符合法律要求的文件,在政府注册后就被放在了律师的办公室里。公司并不意味着要有刻着公司名称的大楼、厂房和雇员,它可以只是一个没有灵魂的法律实体,但富人的财富在这里得到保护。)
上述计划非常简单,可是,为什么很多人不按照该计划行事呢?在多数情况下,答案仍然在情商上面。
很多人没有耐心、约束力和意愿去延缓自己的满足感,没有执行上述计划。
很多人一边赚钱,一边花钱。因此,它们身上存在的不是智商或财商的问题,而是情商的问题。
最好的资产是企业,其次是房地产,第三是有价证卷。
将有价证卷放在末位,原因是有价证卷最容易购买,但在拥有的时候风险最大(以一卖烧饼的故事来描述股市,How The Stock Market Works)。
如果你不相信我这种说法,不妨去找一下身边的银行家,看看他们是否愿意为你购买的有价证卷提供 30 年的抵押贷款。
(富爸爸商学院)
好好的维持你的健康和平静的心灵,否则的话,拥有在多的钱也没有什么意思。
There is more to being rich than having a lot of money.
数字本身意义不大,正如文字本身意义不大一样,重要的是数字或文字所要表述的东西。
金钱本身意义不大,重要的是它可以为你所带来的东西,为社会所带来的良好的发展。
Let's say that you want to start a business, and you decide to open a restaurant. You go out and buy a building, buy all the kitchen equipment, tables and chairs that you need, buy your supplies and hire your cooks, servers, etc. You advertise and open your doors.
Let's say that:
You spend $500,000 buying the building and the equipment.
In the first year, you spend $250,000 on supplies, food and the payroll for your employees.
At the end of your first year, you add up all of the money you have received from customers and find that your total income is $300,000. Since you have made $300,000 and paid out the $250,000 for expenses, your net profit is:
$300,000 (income) - $250,000 (expense) = $50,000 (profit)
At the end of the second year, you bring in $325,000 and your expenses remain the same, for a net profit of $75,000. At this point, you decide that you want to sell the business. What is it worth?
One way to look at it is to say that the business is "worth" $500,000. If you close the restaurant, you can sell the building, the equipment and everything else and get $500,000. This is a simplification, of course -- the building probably went up in value, and the equipment went down because it is now used. Let's just say that things balance out to $500,000. This is the asset value, or book value, of the business -- the value of all of the business's assets if you sold them outright today.
But what if you keep it going?